ai longevity modeling
Retirement Planning Is Broken - Embrace AI Lifespan Models
Retirement planning is fundamentally broken; AI lifespan models can restore balance by forecasting individual longevity with far greater precision. In fiscal year 2020-21, CalPERS paid over $27.4 billion in retirement benefits, illustrating how massive the current system’s payouts are. Traditional tables assume a five-year uncertainty, leaving millions either