budget vs income
Cody Berman Shunned Debt, Locked 3-Year Financial Independence
In 2023, Cody Berman turned a $4,000 monthly cash flow into $5,000 of investable capital by applying a 70% budget-vs-income rule. By tracking every expense and cutting waste, he created a disposable margin that funded investments and erased debt within three years. Financial Disclaimer: This article is for