roth ira student loans
Choose Retirement Planning, Conquer Loan Interest
Choose Retirement Planning, Conquer Loan Interest Student-loan interest deductions generally do not offset the long-term advantage of Roth tax-free growth; a 2024 CFP Board study found that unpaid loan principal can derail early tax-free nest egg accumulation by 12% over a 30-year horizon. This trade-off matters because many borrowers assume